Gulf Beaches Homes under $800,000

Gulf Beaches Homes under $800,000

Welcome to Gulf Beaches, a hidden gem nestled on the stunning St. George Island in Franklin County, Florida. This charming subdivision offers a unique blend of coastal serenity and vibrant community living, making it the perfect destination for those seeking a slice of paradise without breaking the bank.

Gulf Beaches is renowned for its pristine, sugar-white sandy beaches and crystal-clear waters, inviting residents to indulge in a laid-back lifestyle filled with sun-soaked days and breathtaking sunsets. The area boasts a welcoming atmosphere, where neighbors become friends and the spirit of community thrives.

For those looking to invest in their dream home, Gulf Beaches features a variety of beautiful properties priced under $800,000. Whether you’re searching for a cozy beach cottage or a spacious family home, this subdivision offers a diverse selection of real estate options to suit your needs. Many homes in the area showcase classic coastal architecture, complete with spacious decks and outdoor living spaces, perfect for entertaining or simply enjoying the gentle ocean breeze.

Living in Gulf Beaches means access to an array of recreational activities, from fishing and boating to biking and hiking along the scenic trails. Plus, with nearby shops, restaurants, and local attractions, you’ll never run out of things to explore.

Come discover the charm of Gulf Beaches on St. George Island, where your dream home awaits amidst the beauty of Florida’s coastline. Embrace a lifestyle filled with relaxation, adventure, and community – all at an affordable price!

Newest Gulf Beaches Homes under $800,000

340 Marks St, St. George Island
$725,000
3 Beds ⋅ 2 Baths ⋅ 329670 MLS ⋅ Bayside Cottage BLDG.
"Bayside Cottage". Enjoy Spectacular Sunsets from this St. George Island Bayfront Vintage home. 152' Deep Water Frontage on Apalachicola Bay and the Intercoastal Waterway. Private Covered Boat Dock. Natural shoreline buttressed by a boulder seawall and native grasses. Abundant Redfish, Mullet and Crabs entice fishing and net casting off the dock or rev up the boat for direct access to acclaimed Inshore & Off-Shore Fisheries. The 3 BR, 1.5 BA fishing cottage showcases Apalachicola Bay vistas that capture the InterCoastal Waterway and Apalachicola Bridge. Covered boat/vehicle/golf-cart parking. Generous under-house storage and enclosed workshop. Outdoor shower and fish-cleaning sink. Enter the property along a charming split-rail fenced yard graced with mature shade trees and native vegetation. Quick, easy access to acclaimed white sand Beaches and miles of Coastal Bike Path! Popular vacation rental, offered fully furnished.

340 Marks St, St. George Island
525 W Bay Shore Dr, St. George Island
$599,000
3 Beds ⋅ 2 Baths ⋅ 329413 MLS
FISHERMAN'S PARADISE! Rare opportunity to own a house with both a private dock AND a private boat ramp on a St. George Island bay-front canal, giving you direct access to Apalachicola Bay from your own yard, all with no HOA. In addition to the private 8' x 40' dock and adjacent boat ramp, this canal-front St. George Island property also features an 18' x 31' metal boat barn and room to launch, dock and store your boat with ease. The fenced 0.37-acre corner lot has access from both West Bay Shore Drive and Wing Street. The 1,344-square-foot manufactured home has 3 bedrooms, 2 bathrooms, open kitchen and dining areas, a living room, a long enclosed porch, tile and engineered flooring, and a 10' x 10' storage shed. Extensive decking and many palm trees surround the house, with plenty of room for outdoor activities and entertaining. Several recent upgrades have been made, including a new LG refrigerator that produces large, round ice balls for those cocktails at the end of the day as you relax on your deck or dock and watch the fish jump! A metal roof was installed in 2010, and a new power pole, electrical box and seawall were installed in 2022. This property has been a beloved “Old Florida”-style family getaway for the previous owners, and now it's your turn to experience the Forgotten Coast lifestyle. Whether you keep the house as is with its vintage, ramshackle charm or take it in a new, more luxurious direction, this is a rare find for anyone who enjoys life on the water.

525 W Bay Shore Dr, St. George Island
633 E Gorrie Dr Unit 1, St. George Island
$449,000
3 Beds ⋅ 1 Baths ⋅ 329388 MLS
Here is your chance to own a piece of paradise just steps from the beach for under $450,000! This fully renovated 3-bedroom, 1-bathroom first-tier condo is located less than 100 feet from the beach and offers an incredible combination of location, upgrades, and value. The seller has already done the hard work, so you can simply enjoy the rewards. Recent improvements include LVP flooring, beautiful white pine ceilings, a recently painted interior, an updated tiled shower, a new roof installed in 2025, hurricane-impact windows and doors, and a new shared aerobic septic system. The $550 monthly HOA includes wind, fire, and flood insurance, helping make ownership simple and predictable. Whether you're looking for a beach getaway, vacation rental, or a combination of both, this property offers exceptional value this close to the Gulf. Don't miss your opportunity to own a renovated beach property less than 100 feet from the sand!

633 E Gorrie Dr Unit 1, St. George Island
848 E Pine Ave, St. George Island
$625,000
3 Beds ⋅ 2 Baths ⋅ 329385 MLS ⋅ Our Anchor BLDG.
Tucked away on quiet East Pine Ave on SGI, "Our Anchor" is a charming island cottage surrounded by lush native vegetation and coastal greenery. This 3-bedroom, 2-bath home has an open and warm, inviting feel and offers the perfect opportunity for someone to add their own style and updates. Split bedroom accommodations offer privacy for all with the main living area adjacent to the kitchen and dining area. Enjoy the large outdoor living spaces with screened in porch or the many open decks surrounding it. There is also huge space under the home for outdoor games, fish-cleaning or cocktails with friends. This home has great bones and plenty of potential for those looking to put 'their own spin' on an island getaway, whether it to be a full-time or part-time residence or island vacation rental. Life here moves at a gentler rhythm. Morning walks to the beach with coffee in hand, afternoons fishing or boating, and evenings grilling on the porch. Hop on the golf cart, cruise down to the water, catch a sunset, and head home to your quiet little hideaway tucked under the lovely scrub-oaks. If you've been dreaming of a place on the island where you can slow down, unwind, and make it your own, this East Pine cottage might just be the perfect spot to start! Call for a showing today, you will be glad to see this awesome SGI cottage!

848 E Pine Ave, St. George Island
500 Sawyer St, St. George Island
$749,900
4 Beds ⋅ 2 Baths ⋅ 329297 MLS
Enjoy island living and beautiful views of Apalachicola Bay from this 4-bedroom, 2-bath home on St. George Island. The home features durable Hardie board siding, impact-rated windows, exterior lift, and attractive LVP flooring. Four bedrooms provide plenty of space for family and guests, while the home's setting takes advantage of its proximity to the Bay and the relaxed atmosphere that makes St. George Island so special. The spacious yard offers excellent possibilities for creating your own outdoor retreat—add a pool, accommodate your boat and island toys, or simply enjoy the extra breathing room that's increasingly hard to find on the island. Whether you're looking for a full-time residence, second home, or island getaway, 500 W Sawyer Street combines Bay views, a generous home site, and practical coastal features in one inviting St. George Island property.

500 Sawyer St, St. George Island
848 W Gulf Beach Dr, St. George Island
$799,000
3 Beds ⋅ 2 Baths ⋅ 329267 MLS
Island living is easy at 848 W Gulf Beach Drive! This completely renovated 3-bedroom, 2-bath St. George Island home is ready to enjoy from day one, whether you're looking for a personal coastal retreat, second home, or your next investment opportunity. Spend your days lounging by the private pool, cruising the island by golf cart, or relaxing on the enclosed deck while taking in beautiful Gulf views. Inside, the home has been thoughtfully updated throughout, giving you the charm of island living without the list of projects. Located in a golf cart accessible area with easy access to the beach, restaurants, shops, and all the things that make SGI special. The home is not currently in a vacation rental program, giving the next owner a fresh start and the flexibility to make it their own. For buyers interested in rental income, vacation rental projections are on file. Private pool, Gulf views, a complete renovation, and a location made for enjoying St. George Island — this one checks all the boxes.

848 W Gulf Beach Dr, St. George Island
548 E Pine Ave, St. George Island
$699,000
3 Beds ⋅ 2 Baths ⋅ 329249 MLS ⋅ Poston BLDG.
Custom designed home located in a quiet residential area of St. George Island, yet just minutes from the Island's center for shopping, dining, and the iconic St. George Island Lighthouse Park. This inviting home features a covered entry leading into an open-concept living room and kitchen with vaulted ceilings and ceramic tile flooring. The spacious covered deck includes a cook station—perfect for entertaining or relaxing coastal evenings. The primary suite opens directly to the deck and offers a walk-in closet, double-sink vanity, wiring for a TV, and a spa-like bath complete with a garden tub and shower. Two guest bedrooms share a full bath, providing comfortable accommodations for family or visitors. The ground level offers abundant flexible space ideal for storage, a studio, game room, or garage. Outdoors, enjoy a private deck, an outside shower, and a charming “she shed” perfect for gardening or hobbies. Additional features include: Storm shutters CARGO lift Irrigation well on a 3-zone timer system Gulf views from the widow's walk A thoughtfully designed Island retreat offering comfort, functionality, and coastal charm in a peaceful yet convenient location. Roof replaced 2023; HVAC replaced 2022.

548 E Pine Ave, St. George Island
316 W Pine Ave, St. George Island
$399,000
3 Beds ⋅ 3 Baths ⋅ 329202 MLS
RARE GROUND-LEVEL SGI FIXER-UPPER WITH SERIOUS POTENTIAL! Just two blocks from the heart of downtown St. George Island, this tucked-away island bungalow is the kind of opportunity that doesn't come around often. Walk, bike or golf cart to the beach, bay, restaurants, shops and all the fun of island life, then come home to your own private tropical oasis on a quiet road. This adorable fixer-upper is a blank slate just waiting for someone with vision. Think colorful coastal cottage, laid-back surf shack, charming vacation rental or your own little SGI escape. The unique loft adds instant character and possibility, while the lush yard gives the property that dreamy, hidden-away island feel you will love. There's even a side-yard shed for beach gear, bikes, fishing rods and all your island toys. The location is already here. The tropical setting is already here. The bungalow charm is already here. Now bring your ideas and turn this rare ground-level property into something unforgettable. Fix it. Flip it. Rent it. Love it. Opportunities this close to downtown, the bay & the beach are hard to find on St. George Island at this AFFORDABLE price!

316 W Pine Ave, St. George Island
825 W Pine Ave, St. George Island
$529,900
2 Beds ⋅ 1 Baths ⋅ 328839 MLS
Whether you're searching for a turnkey vacation rental, second home, or your own island retreat, this beautifully renovated 2-bedroom, 1-bath home is ready to impress. Already established as a successful vacation rental, the property has generated over $58,000 in rental income in 2025 and is being sold completely furnished, including furniture, dcor, cookware, tableware, and silverware, making it truly rental-ready from day one. Inside, you'll find a spacious and inviting living area that flows seamlessly into the updated kitchen, featuring soft-close cabinetry, newer appliances, and beautiful quartz countertops. The shared bathroom has been tastefully renovated with a custom tile shower, while both generously sized bedrooms provide comfortable accommodations for owners and guests alike. The true centerpiece of the property is the expansive 260-square-foot screened and covered patio, offering the perfect place to enjoy the island breeze, entertain family and friends, or simply relax after a day at the beach. The backyard features a lush grassy lawn, a dedicated grilling area, and plenty of space for outdoor gatherings and summer cookouts. Major updates provide peace of mind, including a new septic drain field installed in 2025, an HVAC system less than eight years old, and a washer, dryer, garbage disposal, and hot water heater that have all been replaced within the past three years. As an added bonus, the golf cart available for purchase separately, has been a guest favorite and a popular amenity for vacation renters. This property is a proven income-producing property that's fully equipped and ready to continue generating revenue from day one.

825 W Pine Ave, St. George Island
533 W Gulf Beach Dr, St. George Island
$799,900
4 Beds ⋅ 4 Baths ⋅ 328816 MLS ⋅ Looney Dunes BLDG.
Sun-drenched and serene, Looney Dunes is a premier four-bedroom, four-bath retreat on St. George Island. This coastal sanctuary is designed for connection, featuring a sparkling private pool, a chic cabana, and an ideal layout for alfresco entertaining. Located just a three-minute stroll—exactly 260 steps—from the beach, this home effortlessly blends luxury with the rhythmic pulse of the Gulf. Whether you are seeking a lucrative investment or a permanent residence, Looney Dunes offers the perfect backdrop for sun, salt, and shared joy. With stunning water views and a convenient bike path right outside your door, it is the ultimate place to gather and create a lifetime of memories. Check this out ! Come visit or stay for a lifetime.

533 W Gulf Beach Dr, St. George Island
1048 W Bay Shore Dr, St. George Island
$499,000
3 Beds ⋅ 2 Baths ⋅ 328143 MLS ⋅ Island Retreat BLDG.
BEST VALUE OPPORTUNITY ON ST. GEORGE ISLAND! Positioned on a large corner lot just a short walk to both the Gulf beaches and the Bay, 1048 W Bayshore Drive offers an exceptional chance to secure a coastal home at an attractive price point in today's market. Designed for relaxed island living, this Florida-style retreat features expansive deck space for entertaining, enjoying coastal breezes, and embracing the laid-back SGI lifestyle. A screened porch extends the living area outdoors—perfect for dining, gathering, or unwinding after a day on the water. Inside, the home offers a bright and open living and dining area that flows into the kitchen, creating a comfortable and functional layout. Two spacious upstairs bedrooms are enhanced by skylights, bringing in natural light and an airy coastal feel. The lower level includes a private bedroom and half bath—ideal for guests, a flexible bonus space, or potential in-law suite setup—adding versatility for personal use or rental potential. Brand new HVAC has been installed, plus a golf cart included, making this a true turn-key island escape ready for immediate enjoyment or rental use. Additional highlights include an outdoor shower with hot and cold water, ample storage, and generous parking for boats, golf carts, and multiple vehicles. The large corner lot provides space, privacy, and future potential. Whether you're searching for a primary residence, second home, or investment property, this is a rare opportunity to own a well-located St. George Island home with strong upside and undeniable value.

1048 W Bay Shore Dr, St. George Island
328 Bruce St, St. George Island
$599,000
6 Beds ⋅ 4 Baths ⋅ 328073 MLS
BACK ON MARKET - lower price—-BANK OWNED —PRICED TO SELL—This is a bank owned property and is sold on an as is basis. A PREQUAL letter or PROOF OF FUNDS needs to accompany an offer. All measurements and sq footage numbers should be reverified by potential buyers if deemed necessary. The present septic in place is not adequate for a 6 BR 4 Bath occupancy of 14 but all work including permitting has been put in place with Collins Construction for future replacement.

328 Bruce St, St. George Island
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