St. George Island Homes under $800,000

St. George Island Homes under $800,000

Welcome to St. George Island, Florida—a hidden gem nestled in the heart of Franklin County. This stunning barrier island offers a unique blend of natural beauty, vibrant community, and charming coastal living. With miles of pristine beaches, lush marshlands, and a relaxed atmosphere, St. George Island is the perfect destination for those looking to escape the hustle and bustle of everyday life.

One of the most appealing aspects of this picturesque locale is the diverse range of homes available, particularly for those seeking properties under $800,000. Whether you’re looking for a cozy beach cottage, a spacious family home, or a charming bungalow with breathtaking views, St. George Island has something to suit every taste and budget. Many of these homes are just a short stroll away from the sandy shores, allowing you to savor the sound of waves and the salty breeze right from your doorstep.

The community here is welcoming and vibrant, with local shops, restaurants, and recreational activities that cater to both residents and visitors alike. Enjoy fishing, kayaking, or simply basking in the sun on the beautiful beaches. With year-round events and a strong sense of community, St. George Island is not just a place to live; it's a lifestyle.

If you’re ready to make your dream of coastal living a reality, explore the wonderful homes available on St. George Island today. With properties under $800,000, you can find the perfect piece of paradise to call your own!

Newest St. George Island Homes under $800,000

1804 E Gulf Beach Dr Unit L-1, St. George Island
$425,000
1 Beds ⋅ 1 Baths ⋅ 329497 MLS
Completely renovated 1BR/1BA end unit in 300 Ocean Mile! This townhome is being sold turnkey and has been updated throughout, including a New Roof 2025, Upgraded Lime Plaster Floors, modern lighting, and a renovated kitchen with tile backsplash and a beautiful waterfall granite countertop on the breakfast bar. Being an end unit gives you a little more privacy and easy, convenient access to the community pool. Enjoy your morning coffee from the deck with views of the Gulf, or head to the beach just a few steps away. There is also a ground-level storage room with plenty of space for bikes, beach chairs, and all your beach gear. This unit has an established short-term rental income and is ready for the new owner to start enjoying right away. Whether you're looking for a beach getaway, an income-producing rental, or a little of both, this is a great opportunity in 300 Ocean Mile.

1804 E Gulf Beach Dr Unit L-1, St. George Island
525 W Bay Shore Dr, St. George Island
$599,000
3 Beds ⋅ 2 Baths ⋅ 329413 MLS
FISHERMAN'S PARADISE! Rare opportunity to own a house with both a private dock AND a private boat ramp on a St. George Island bay-front canal, giving you direct access to Apalachicola Bay from your own yard, all with no HOA. In addition to the private 8' x 40' dock and adjacent boat ramp, this canal-front St. George Island property also features an 18' x 31' metal boat barn and room to launch, dock and store your boat with ease. The fenced 0.37-acre corner lot has access from both West Bay Shore Drive and Wing Street. The 1,344-square-foot manufactured home has 3 bedrooms, 2 bathrooms, open kitchen and dining areas, a living room, a long enclosed porch, tile and engineered flooring, and a 10' x 10' storage shed. Extensive decking and many palm trees surround the house, with plenty of room for outdoor activities and entertaining. Several recent upgrades have been made, including a new LG refrigerator that produces large, round ice balls for those cocktails at the end of the day as you relax on your deck or dock and watch the fish jump! A metal roof was installed in 2010, and a new power pole, electrical box and seawall were installed in 2022. This property has been a beloved “Old Florida”-style family getaway for the previous owners, and now it's your turn to experience the Forgotten Coast lifestyle. Whether you keep the house as is with its vintage, ramshackle charm or take it in a new, more luxurious direction, this is a rare find for anyone who enjoys life on the water.

525 W Bay Shore Dr, St. George Island
633 E Gorrie Dr Unit 1, St. George Island
$449,000
3 Beds ⋅ 1 Baths ⋅ 329388 MLS
Here is your chance to own a piece of paradise just steps from the beach for under $450,000! This fully renovated 3-bedroom, 1-bathroom first-tier condo is located less than 100 feet from the beach and offers an incredible combination of location, upgrades, and value. The seller has already done the hard work, so you can simply enjoy the rewards. Recent improvements include LVP flooring, beautiful white pine ceilings, a recently painted interior, an updated tiled shower, a new roof installed in 2025, hurricane-impact windows and doors, and a new shared aerobic septic system. The $550 monthly HOA includes wind, fire, and flood insurance, helping make ownership simple and predictable. Whether you're looking for a beach getaway, vacation rental, or a combination of both, this property offers exceptional value this close to the Gulf. Don't miss your opportunity to own a renovated beach property less than 100 feet from the sand!

633 E Gorrie Dr Unit 1, St. George Island
848 E Pine Ave, St. George Island
$625,000
3 Beds ⋅ 2 Baths ⋅ 329385 MLS ⋅ Our Anchor BLDG.
Tucked away on quiet East Pine Ave on SGI, "Our Anchor" is a charming island cottage surrounded by lush native vegetation and coastal greenery. This 3-bedroom, 2-bath home has an open and warm, inviting feel and offers the perfect opportunity for someone to add their own style and updates. Split bedroom accommodations offer privacy for all with the main living area adjacent to the kitchen and dining area. Enjoy the large outdoor living spaces with screened in porch or the many open decks surrounding it. There is also huge space under the home for outdoor games, fish-cleaning or cocktails with friends. This home has great bones and plenty of potential for those looking to put 'their own spin' on an island getaway, whether it to be a full-time or part-time residence or island vacation rental. Life here moves at a gentler rhythm. Morning walks to the beach with coffee in hand, afternoons fishing or boating, and evenings grilling on the porch. Hop on the golf cart, cruise down to the water, catch a sunset, and head home to your quiet little hideaway tucked under the lovely scrub-oaks. If you've been dreaming of a place on the island where you can slow down, unwind, and make it your own, this East Pine cottage might just be the perfect spot to start! Call for a showing today, you will be glad to see this awesome SGI cottage!

848 E Pine Ave, St. George Island
500 Sawyer St, St. George Island
$749,900
4 Beds ⋅ 2 Baths ⋅ 329297 MLS
Enjoy island living and beautiful views of Apalachicola Bay from this 4-bedroom, 2-bath home on St. George Island. The home features durable Hardie board siding, impact-rated windows, exterior lift, and attractive LVP flooring. Four bedrooms provide plenty of space for family and guests, while the home's setting takes advantage of its proximity to the Bay and the relaxed atmosphere that makes St. George Island so special. The spacious yard offers excellent possibilities for creating your own outdoor retreat—add a pool, accommodate your boat and island toys, or simply enjoy the extra breathing room that's increasingly hard to find on the island. Whether you're looking for a full-time residence, second home, or island getaway, 500 W Sawyer Street combines Bay views, a generous home site, and practical coastal features in one inviting St. George Island property.

500 Sawyer St, St. George Island
848 W Gulf Beach Dr, St. George Island
$799,000
3 Beds ⋅ 2 Baths ⋅ 329267 MLS
Island living is easy at 848 W Gulf Beach Drive! This completely renovated 3-bedroom, 2-bath St. George Island home is ready to enjoy from day one, whether you're looking for a personal coastal retreat, second home, or your next investment opportunity. Spend your days lounging by the private pool, cruising the island by golf cart, or relaxing on the enclosed deck while taking in beautiful Gulf views. Inside, the home has been thoughtfully updated throughout, giving you the charm of island living without the list of projects. Located in a golf cart accessible area with easy access to the beach, restaurants, shops, and all the things that make SGI special. The home is not currently in a vacation rental program, giving the next owner a fresh start and the flexibility to make it their own. For buyers interested in rental income, vacation rental projections are on file. Private pool, Gulf views, a complete renovation, and a location made for enjoying St. George Island — this one checks all the boxes.

848 W Gulf Beach Dr, St. George Island
548 E Pine Ave, St. George Island
$699,000
3 Beds ⋅ 2 Baths ⋅ 329249 MLS ⋅ Poston BLDG.
Custom designed home located in a quiet residential area of St. George Island, yet just minutes from the Island's center for shopping, dining, and the iconic St. George Island Lighthouse Park. This inviting home features a covered entry leading into an open-concept living room and kitchen with vaulted ceilings and ceramic tile flooring. The spacious covered deck includes a cook station—perfect for entertaining or relaxing coastal evenings. The primary suite opens directly to the deck and offers a walk-in closet, double-sink vanity, wiring for a TV, and a spa-like bath complete with a garden tub and shower. Two guest bedrooms share a full bath, providing comfortable accommodations for family or visitors. The ground level offers abundant flexible space ideal for storage, a studio, game room, or garage. Outdoors, enjoy a private deck, an outside shower, and a charming “she shed” perfect for gardening or hobbies. Additional features include: Storm shutters CARGO lift Irrigation well on a 3-zone timer system Gulf views from the widow's walk A thoughtfully designed Island retreat offering comfort, functionality, and coastal charm in a peaceful yet convenient location. Roof replaced 2023; HVAC replaced 2022.

548 E Pine Ave, St. George Island
316 W Pine Ave, St. George Island
$399,000
3 Beds ⋅ 3 Baths ⋅ 329202 MLS
RARE GROUND-LEVEL SGI FIXER-UPPER WITH SERIOUS POTENTIAL! Just two blocks from the heart of downtown St. George Island, this tucked-away island bungalow is the kind of opportunity that doesn't come around often. Walk, bike or golf cart to the beach, bay, restaurants, shops and all the fun of island life, then come home to your own private tropical oasis on a quiet road. This adorable fixer-upper is a blank slate just waiting for someone with vision. Think colorful coastal cottage, laid-back surf shack, charming vacation rental or your own little SGI escape. The unique loft adds instant character and possibility, while the lush yard gives the property that dreamy, hidden-away island feel you will love. There's even a side-yard shed for beach gear, bikes, fishing rods and all your island toys. The location is already here. The tropical setting is already here. The bungalow charm is already here. Now bring your ideas and turn this rare ground-level property into something unforgettable. Fix it. Flip it. Rent it. Love it. Opportunities this close to downtown, the bay & the beach are hard to find on St. George Island at this AFFORDABLE price!

316 W Pine Ave, St. George Island
1404 Bayberry Ln, St. George Island
$749,000
2 Beds ⋅ 2 Baths ⋅ 329105 MLS ⋅ Mayberry BLDG.
Update: $58,528 currently on the books for 2026 as of 08/28/26, with final projections over $70,000. Fully renovated and full of coastal charm, this 2-bedroom, 2-bath getaway has everything you need for easy island living. In addition to the two main bedrooms, a ground-level bonus room outfitted with a queen bed and large bunk bed adds extra sleeping space for family and friends—because more people means more memories. In 2024 the home underwent a complete interior and exterior renovation, so all the details feel fresh, modern, and thoughtfully finished. Outside, the star of the show is the oversized heated fiberglass pool, completely enclosed in a screened lanai, making it just as enjoyable on a sunny July afternoon as it is on a cool winter morning. Add in the fish-cleaning station, outdoor shower, and a spacious front porch that practically begs for sunset cocktails, and you've got the perfect setup for living your best coastal life. The home is also a proven vacation rental, generating $70,582 in 2025, giving future owners the flexibility to enjoy it personally while still letting it contribute when not in use. Whether your goal is a beautifully updated beach retreat or a home that can help offset its costs while you're away, this one delivers both comfort and versatility in a freshly renovated package. Buyer to pay 0.5% new buyer fee.

1404 Bayberry Ln, St. George Island
1804 E Gulf Beach Dr Unit L-4, St. George Island
$394,900
1 Beds ⋅ 1 Baths ⋅ 328892 MLS
This unique and Beautiful BEACH VIEW Town home is Completely Remodeled and Renovated. Exterior: New ROOF 2025, Storage Units, railings, stairs, decking, balcony and some siding replaced. Stairs all re sealed in the front and back and all pilings have been resealed and are in good condition. Culligan water softener, TWO storage units and Pollywood furniture on the beach side deck. Interior: All new Porcelain tile throughout. New custom expanded stairway. All new kitchen cabinets, countertops, GE appliances, American Standard Cast Iron sink with separate Moen instant hot water water dispenser with water filter and new garbage disposal. Stunning bathroom featuring porcelain tile, ceiling and walls; New toilet; roll in shower and KOHLER FRENCH gold accessories/fixtures. The bedroom has a balcony, NEW full size GE washer and dryer and a coffee bar with a microwave. Fully furnished this town home is move in ready. Much of the art are creations by a local artist, Donna Frankland. All NEW windows and sliding door to the deck. The ONLY TOWN HOME in this Beach Community that has been FULLY CUSTOMIZED. Whether you are a discerning buyer looking for TOP QUALITY for yourself with no repairs needed or an investor wanting to offer renters this EXQUISITE vacation getaway with pools and the BEACH right out your door, this town home is what you want. Price Reduced!! BRING YOUR OFFERS! MUST SEE! https://youtu.be/ZfdUZzWS0bg

1804 E Gulf Beach Dr Unit L-4, St. George Island
1804 E Gulf Beach Dr Unit L-7, St. George Island
$399,000
1 Beds ⋅ 1 Baths ⋅ 328851 MLS ⋅ Ocean Mile L-7 BLDG.
Enjoy the best of island living in this beautifully maintained, fully furnished 1-bedroom, 1-bath townhome in the highly desirable Three Hundred Ocean Mile community on St. George Island. Perfectly situated poolside and just a short stroll from the sugar-white sand and Gulf waters, this turnkey property is ideal as a vacation getaway, full-time residence, or income-producing investment. Inside, you'll find cathedral ceilings, an open-concept floor plan, BRAND NEW hardwood flooring installed in March in the living room and bedroom, recessed lighting, a built-in bookcase, and a convenient breakfast bar. The spacious bedroom and beautifully updated bathroom featuring a tiled walk-in shower with glass doors create a relaxing coastal retreat. On the ground level, an oversized storage room offers exceptional functionality with a full-size washer and dryer, laundry sink, and plenty of space for bicycles, beach chairs, fishing gear, and all your island essentials. BRAND NEW HVAC has been installed. One of St. George Island's most sought-after rental communities, Three Hundred Ocean Mile offers private beach access, two community pools, picnic and grilling areas, beautifully landscaped grounds, and allows short-term rentals. HOA dues include cable, internet, sewer, trash, grounds maintenance, recreational facilities, and reserve funds. Seller has pre-paid the $228 per month HOA assessment fee through February 28, 2027! 2026 YTD rental income as of 07/08 is $30,063. Affordable opportunities to own on St. George Island are becoming increasingly rare. Don't miss your chance to own this low-maintenance, turnkey coastal escape!

1804 E Gulf Beach Dr Unit L-7, St. George Island
825 W Pine Ave, St. George Island
$529,900
2 Beds ⋅ 1 Baths ⋅ 328839 MLS
Whether you're searching for a turnkey vacation rental, second home, or your own island retreat, this beautifully renovated 2-bedroom, 1-bath home is ready to impress. Already established as a successful vacation rental, the property has generated over $58,000 in rental income in 2025 and is being sold completely furnished, including furniture, dcor, cookware, tableware, and silverware, making it truly rental-ready from day one. Inside, you'll find a spacious and inviting living area that flows seamlessly into the updated kitchen, featuring soft-close cabinetry, newer appliances, and beautiful quartz countertops. The shared bathroom has been tastefully renovated with a custom tile shower, while both generously sized bedrooms provide comfortable accommodations for owners and guests alike. The true centerpiece of the property is the expansive 260-square-foot screened and covered patio, offering the perfect place to enjoy the island breeze, entertain family and friends, or simply relax after a day at the beach. The backyard features a lush grassy lawn, a dedicated grilling area, and plenty of space for outdoor gatherings and summer cookouts. Major updates provide peace of mind, including a new septic drain field installed in 2025, an HVAC system less than eight years old, and a washer, dryer, garbage disposal, and hot water heater that have all been replaced within the past three years. As an added bonus, the golf cart available for purchase separately, has been a guest favorite and a popular amenity for vacation renters. This property is a proven income-producing property that's fully equipped and ready to continue generating revenue from day one.

825 W Pine Ave, St. George Island
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